State requests comments on proposed increase to homeowner insurance rates

Published 1:06 pm Tuesday, January 23, 2024

A proposed increase in rates, requested by the North Carolina Rate Bureau, a branch of the NC Department of Insurance, could cause homeowner insurance rates to increase across the state, including in Polk County.

According to the bureau’s suggestion, the proposed increases would vary by county, and Polk County residents could face a 20.5 percent increase, according to the request.

This proposal has not yet been approved at the state level, and there are opportunities for citizens to make their voices heard about this.

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On January 22, beginning at 10 a.m., there will be a virtual meeting held by the N.C. Department of Insurance Public Information. Homeowners interested in attending can join the meeting at:

Interested homeowners can also send comments on this proposal through February 2 via email to the N.C. Department of Insurance, including your name and full address, to

Written comments, including your name and full address, may also be submitted to:


Kimberly W. Pearce, Paralegal III

1201 Mail Service Center

Raleigh, NC 27699-1201


Please note that this decision will be made on the state level, not the local level. Polk County government has no control over this decision and local officials simply want to make residents aware that the state is considering this increase.