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How to search for forgotten money loved ones left behind

Published 9:50am Friday, July 27, 2012

Look here too
Beyond state treasuries, here are some other agencies you should check for lost loot, along with a few resources that can help you search.
IRS: Each year thousands of refund checks totaling millions of dollars are returned to the IRS by the post office. To look for lost tax refund checks go to IRS.gov and click on “Individuals,” then on “Where’s My Refund,” or call 800-829-1954.
U.S. Treasury: To find out if there are any savings bonds your parents didn’t claim dating back to 1974, go to treasurydirect.gov and click on “Check Treasury Hunt to see if you own matured savings bonds.” For older bonds or those still drawing interest, use form 1048 which you can download at www.treasurydirect.gov/forms/sav1048.pdf.
Pension Benefit Guaranty Corp.: If you or your parents worked for a company that went out of business or ended its defined benefit pension plan, you may be entitled to some of their benefits. Check at pbgc.gov and click on “Missing Participants Search.”
The National Registry of Unclaimed Retirement Benefits: To search for lost 401(k) plans, try unclaimedretirementbenefits.com where plan sponsors, administrators and custodians register missing participants who have unclaimed retirement funds.
Federal Deposit Insurance Corp.: Search for unclaimed bank accounts at firms that were shut down between 1989 and 1993 go to www2.fdic.gov/funds. State treasuries hold assets from shutdowns after 1993.
Social Security: To find lost Social Security benefits, including the $255 death benefit, call 800-772-1213.
American Council of Life Insurers: If you think your parents had a life-insurance policy try missingmoney.com, or for more tips go to acli.com and click on “Missing Policy Tips.”
Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of “The Savvy Senior” book.

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